Pinetop Landing on Granville Bay in Lancaster County
$1,795,000
Lancaster County sits at the neck of the Northern Neck, where the Rappahannock and Potomac both empty into the Chesapeake. Granville Bay is a quiet inlet off the Chesapeake — protected water with direct Bay access for anyone wanting to run further offshore.
Known as Pinetop Landing, the property lands on 9.35 acres with a private pier, solar panels, a whole-house generator, and a 3-bay garage — infrastructure that reflects a property built for year-round use, not weekend visits. The 4-bed, 5-bath main level (4,792 sq ft, built 2007) has soaring ceilings and retractable skylights, a gourmet kitchen with a striking blue island, and a primary suite with panoramic water views and a private balcony. A wraparound porch runs the width of the house, and a recently finished 1,500-square-foot basement (not yet on the county tax card) adds a second level of flex space below.
Listed at $1,795,000 following a recent $55,000 price reduction. The elevation here is described as ideal for minimizing flood concerns — an increasingly meaningful detail on waterfront properties in the mid-Atlantic. Listing courtesy of Thomas J. Kimmitt IV, Middle Bay Realty.
Life at the Water
Water Access & Depth
The property has a private pier on Granville Bay with direct water access from the 9.35-acre parcel. Granville Bay is a tidal bay on the Northern Neck of Virginia, connected to the broader network of rivers and creeks that feed the Chesapeake Bay. Buyers should confirm navigable water depths and any riparian rights with a local attorney before closing.
Recreation & Boating
Granville Bay and the surrounding Northern Neck waterways support boating, fishing, crabbing, and kayaking. The Rappahannock River and the Chesapeake Bay are both accessible from this area, opening up day-trip range for serious boaters.
Dock & Waterfront Features
The private pier provides direct bay access with water depths described as suitable for boating. Buyers planning to upgrade or expand the pier should confirm permitting requirements with the Virginia Marine Resources Commission.
Flood & Insurance Considerations
The listing specifically notes the property's elevation minimizes flood concerns — an asset worth verifying against the FEMA flood map before closing. Get a flood zone determination and insurance quote as part of standard due diligence.
Beyond the Property Line
Local Flavor & Small-Town Character
Lancaster is the county seat of Lancaster County on Virginia's Northern Neck, the peninsula between the Rappahannock and Potomac rivers. The area has a deep colonial history — the Northern Neck was the birthplace of George Washington, James Madison, and James Monroe — and a working waterfront culture centered on fishing, crabbing, and oystering that has defined the region for centuries. Kilmarnock, about 15 minutes away, is the commercial hub with independent restaurants, shops, and medical services.
Outdoor Recreation & Natural Surroundings
The Northern Neck offers some of the best recreational fishing on the mid-Atlantic coast, with the Rappahannock River, Chesapeake Bay, and dozens of named creeks and coves all within reach by boat. Belle Isle State Park, about 20 minutes away, provides hiking, paddling, and shoreline access along the Rappahannock. The region's oyster aquaculture farms have made it a destination for food-focused visitors as well.
Listed on Zillow
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